Best Home Insurance in India for Structure + Contents?

Hi everyone,

I’m planning to buy a home insurance policy in India and would love your advice. My requirement is structure + contents coverage with as many useful add-ons as possible (loss of rent, temporary resettlement, valuables, gadgets, etc.), but I also want to keep the premium reasonable.

Details:

• Location: Vadodara, Gujarat
• Carpet area: ~85 sq. m
• Sum insured: ₹75,00,000 (Structure ₹65L + Contents ₹10L)

Which insurer do you recommend for the best balance of coverage, add-ons, and budget?
Any claim experience feedback would be super helpful too.

Thanks in advance!