Live in north west Houston. Currently shopping home insurance. Currently have a 1% other losses and 2% wind and hail deductibles. Dwelling is $363000. Currently have 10k in emergency savings but projecting that to be $30k by the end of the year. I don’t plan on increasing emergency savings once I get to $30k. I will he investing any additional savings into the market. Should I consider other deductible options? Currently paying $2k per year for home insurance. Recieved a quote for $1400 with a different carrier with similar coverages/deductibles. House was bought new in 2023.
Posted by Golfer0808