Founders with remote teams across countries… How are you handling employee health insurance?

Running a UAE-based venture studio (Dubai entity) with a fully remote team across 4 countries.

I want to provide health insurance for all employees, but I do NOT want to set up legal entities in each country.

Key constraints:

– Employees are spread across multiple countries

– Company is only registered in UAE

– Prefer a single/global solution rather than country-by-country policies

– Want something scalable as we grow

Questions:

1. Is it possible to get one global/group health insurance plan that covers employees in different countries?

2. If yes, which providers or structures are people using? (Cigna Global, AXA, Allianz, etc.?)

3. Do I need to go through an EOR/PEO to make this work, or can I do it directly as a UAE entity?

4. Any pitfalls around compliance, claims, or employees being denied coverage locally?

Would really appreciate input from founders/operators who’ve actually done this.