US ETFs vs Indian Global Mutual Funds: Which is better for Indian investors?

What’s better for an Indian investor: investing in international mutual funds (like those with U.S. exposure but higher expense ratios) or buying U.S. ETFs directly via platforms like INDmoney?

I’m aware of the 20% TCS on remittances above ₹7L, the ~$60K U.S. estate tax threshold, and the added tax reporting complexity.

Is going through all that worth it just for lower expense ratios, or are there other meaningful advantages to direct ETF investing that I’m missing?