How does 1st vs 2nd payer insurance work? We have 2 dental insurances for my son, and thd 1st payer usually covers everything 100%, but we have been told that they aren't accepting direct billing at the moment since they don't have a director? Can I use my 2nd payer instead, or do I just have to eat the full cost out of pocket for now and wait for whenever they have a director hired to get reimbursement? My son is the only one on our first payer plan, and we have always just used that one for him. He is only on the 2nd one, since I signed him up when I was enrolling the rest of the family. So the 2nd insurance carrier is the primary for the rest of the family and usually covers 70-90%
Posted by IamJustJessica