• Current cards: char visa prime card since ~2022, $15k limit (similar card/s before this since at least 2012; only ever ONE card at a time)
• FICO Score: 722
• Oldest account age: not sure what this means
• Chase 5/24 status: I don’t think this applies
• Income: $300k
• Average monthly spend and categories:
• dining $650
• groceries: $800
• gas: $180
• travel: $600 (averaged out)
• other: unsure
• Open to Business Cards: maybe?
• What's the purpose of your next card? Better travel perks including united lounge?
• Do you have any cards you've been looking at? Not even sure where to start
• Are you OK with category spending or do you want a general spending card? Open to either
Specifically, I just got spoiled by United lounge and I’d like this (or similar) every time I travel. I go through Denver airport mostly, and SLC second most. Lots of work travel to the east coast and then intermittently to other places for fun and family. I mostly fly United (because Denver) but sometimes delta (I actually prefer delta, it’s just not an option often because I live in a small town and use a regional airport with only 3 connections!). We travel internationally about once a year. For context, dual income no kids. We like to have fun when we travel. My husband is a veteran, in case that helps us qualify for special rates.
Regarding the lounges, the appeal for me is the quiet, less stressful environment and decent healthy food. If there’s no way to game the system in my favor, that’s ok. But I’d like to upgrade my seats a bit more often, too. And I don’t do anything smart with miles so far. The whole thing seems like a weird game and I don’t like games 🤣
Looking for a good travel CC with airport lounge access
byu/indoorskat inCreditCards
Posted by indoorskat