The apartment community I live in rents townhomes. Single bedrooms (which I have) and 2/3 bedroom units above them.
About 6 months back my upstairs neighbors triggered the fire alarm. This cause my unit to be flooded, about 5k in damages.
I’ve recieved everything except for the 1,000 deductible. My upstairs neighbors have the same insurance company (State Farm). I was informed I should be able to recover the deductible from them, but State Farm says otherwise. Do I need to start a small claims suit or what’s my best option to recover the 1k deductible?
Posted by Satellier