Hello, I’m just coming here to ask what I should do with my money at this point, or if my current situation is fine.

    I make some money currently (~500 a month), but will be getting employed either this summer or start of the next school year.

    I currently have ~$5100:
    $1130 in a long-term stock portfolio (+$25 weekly)
    $550 in a short-term stock portfolio (more speculative)
    $1000 in a HYSA (3.5% APY)
    $2350 in my checking account

    I mostly feel like I have a little too much in my checking account, but I’m a little nervous to invest more into my long-term portfolio in case of a crash, and I just feel like the HYSA has minimal upside, even if I put another $1000 in that’s only $70 a year.

    18 y/o with 5k in cash
    byu/Brilliant_Step_7015 inpersonalfinance



    Posted by Brilliant_Step_7015

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