CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* None – looking for first card
* FICO scores with source: Experian 770
* Oldest credit card account age: N/A (if including authorized user: 24 years)
* Cards approved in the past 6 months: 4
* Cards approved in the past 12 months: 4
* Cards approved in the past 24 months: 4 (all pre approval)
* Annual income $: 50000
CATEGORIES
* Ok with category-specific cards?: No
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 0 (parents pay)
* Groceries $: 30 (parents pay most)
* Gas $: 0
* Travel $: 50
* Using abroad?: Study abroad possibly
* Other categories or stores: Online purchases is like 80% of it
* Other spend: Nope
* Pay rent by card? Yes, amount and fee: 900 3%
MEMBERSHIPS & SUBSCRIPTIONS
* Big bank customer: Chase
PURPOSE
* Purpose of next card: Cashback
* Cards being considered: Nope i was curious and got pre approved for every chase and amex and most capital one cards if i remember correctly
ADDITIONAL INFO
I pay very little for living almost all my purchases is fun things that are online or random in person shops
50k income part time 770 score college freshman
byu/LegitimateExtent8161 inCreditCards
Posted by LegitimateExtent8161