So I’ve been on SAVE in the past. It’s in forbearance now obviously so I’m trying to decide what to switch to now.

    Leaning towards maybe PAYE? But looks like it goes away 2028 anyways?

    I don’t make very much, I can only work part time because of a freak accident stroke I suffered back in 2022 (at the age of 24). Hoping to eventually get to a better place to be able to work more or even go back to school.

    For me, I’m trying to keep interest from ballooning as much as possible but realistically, I would like to continue to pay $0 monthly installments. I just don’t have the money right now.

    I only started working again last year (2025) and I’m only on track to make like 12-15K a year currently. Might start making more later this year as I’m job hunting but currently that’s where it’s at.

    First time making a post on here so don’t know if I need to give any additional info. Please feel free to ask any questions if it helps for advice.

    Thank you kindly, in advance

    Trying to decide what repayment plan to switch from SAVE
    byu/DrMrSirJr inStudentLoans



    Posted by DrMrSirJr

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