Hi all,

    Looking for advice on what to do with my savings while I'm not earning income.

    **Situation:**

    – Rising Junior in college, low-income background, on financial aid + student loans(able to cover the basic needs)
    – Have been working part-time during school and full-time last summer
    – Currently doing an extended internship(operation/buyer)
    – Have ~$20k saved that needs to carry me through until graduation- socal is quite expensive + aiming for one vocation per year

    I have been working since Freshman year and I really want to take a break from working and focus on school. However, I’m hoping to save and invest as much as I can, to help paying off student loan when I graduate while not living so rough.

    **My question:**

    Should I end my internship after this summer?

    What should I actually be doing with this money while I'm not earning?

    Should I put it in index funds and let it grow, or is there a better option?

    I want to minimize the damage of having no income coming in and make my savings work as hard as possible in the meantime.

    Open to any advice — Thank you!

    Advice for a 20 year old
    byu/Empty_Eye826 inpersonalfinance



    Posted by Empty_Eye826

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