So I have debt from attending school for almost one full semester before getting laid off. There were difficulties with one of my classes where the professor didn’t provide me with the correct key login to submit my assignments. I harassed her for almost 2 months trying to get the correct one and when she finally gave it to me I had 14 late assignments that she gave me less than 10 days to complete along with my other class assignments. I automatically got failed for that class and had to drop it.
Then I got laid off. I was making less than $500/month already so I was struggling hard between that & school. Was applying everywhere and couldn’t get hired for anything to save my life. I ended up dropping from my classes. My advisor told me to let them know when I’m ready to retry again, then the school closed altogether and it was transitioned over to another university. I called to try and get my records & was told they didn’t have them since the school I went to was no longer open.
I called my loan service advisor and asked what I could do. They advised me 2 months ago to apply for a forbearance, which I did and they had me on forbearance until earlier this month. I was then told I could fill out the School Closure Discharge application where they might possibly take off my loan altogether.
Has anyone been in this situation and how did it work out for you? I owe about $1,900 and haven’t been able to make one single payment because of the job market and my living situation. My boyfriend has been supporting me and we just moved out of state for his new job. Any advice or stories of how you went through this process would help a lot. I feel like I’m in a pickle.
Student debt, school closed & im unemployed
byu/BuzzyFuzzy1 inStudentLoans
Posted by BuzzyFuzzy1