After being pressured by my boomer mother I finally graduated in 2023 with a Bachelor’s in Science in Business Administration. I am now around 41k in student loan debt with Mohela. I have a job as a surgery scheduler that makes only $15 an hr, but I’m blessed enough to live with family. I hear there’s some new repayment plan options, but I’m not sure what plan would help me in the long run. I have applied to higher paying jobs for years, but I feel like I am drowning. Currently, I don’t have anyone knocking down my door for payments as I was under forbearance. Recently, somehow I got under a plan that wants me to pay $17 a month for 1 year and $447 a month the next. I try to pay as much as I can since I have to option to input whatever amount I’d like to give for that month. I’m not sure what all details I can provide but here are some images. I’ll try and answer the best I can.
Payment history pt1
interest rate for each loan
Full Amount owed
Payment history pt2
Posted by Sissy_Marie