CFNA Firestone card I had for a couple years.. Keeps declining everywhere now and I’ve had it.

I been using my CFNA card as my bread and butter wallet every single day since i've been issued it. Had a minor issue in the past (which i've written about here I'm sure) and then nothing since.

For the month of July, I actually maxed it out for once. No big deal; I'm not a reckless spender… Just means I need to pay the $5000 limit. I have money so that's fine. *goes to pay $5000 – only owed ~$4150.* "Ahh, I see. So it's a $5000 limit based on the cumulative total balance, REGARDLESS of bill cycle. That's fine. I hit said limit so it won't allow me to pass it. *Pays ~$4150*. My new balance after a few days is now ~$1,xxx. Great. Meaning I have $3k or so to comfortably charge going forward. Nope.

Card has been getting declined for a week now. Even though both my bank AND CFNA reflect that I both paid the maxed out balance and have money available to spend again. What the hell is going on?

The only possible suspect in my mind is that my billing statement for July did not come out yet because it's not perfectly on the 1st of each month, it's a few days later in the month – therefore they are holding my account in limbo despite no longer being at $5k/$5k total balance because they need to produce the statement for July first? (and ironically they still make the due date of any balance strictly the 1st. Go figure).

>>>>>>>>>>>>>>>>>>>>>>>>>>> I've had it. this is stupid.

I have 1st Hawaiian Bank. I'd go with them as it seems far easier to deal with in-house and I really don't go into debt for anything. I just need a credit card that doesn't cost me any money to have and will do everything I'd otherwise be doing with my debit card instead. The only thing is I don't believe they have any such card with no weird monthly/yearly fee… I'm only using a credit card because this is a country that basically "makes you" if you ever wanna borrow money for a house or a car and not get denied or reamed. No other reason