Good afternoon all, sorry for the long incoming post. Im looking for some advice in regards to my current cards and next step. I only started learning more about credit and all that about 5 years ago so my overall credit history is only about 3 years.

    Currently I have a Cap One Savor (my current best), Quicksilver (which was an upgrade from the base card) and a Mission Lane Greenline which was originally a secured $300 card when I started to rebuild my credit about 5 years ago.

    I don't mind keeping the Cap One cards for the time being but my thought for what is next, is to close the Mission Lane as it offers nothing and has an annual fee. Problem with this, is its my oldest card at 5 years. Is this advisable?

    My thought within the next couple of months was to apply for credit line increases for the capital one cards, and either replace the Mission Lane or add another card to the mix.

    I've recently paid all debts back so all cards are at zero balance and I currently have offers for:

    Chase Freedom Unlimited

    Chase Sapphire Preferred

    Wells Fargo Active Cash

    Cap One VentureOne

    Amex Gold

    I believe I'd like to not have another anual fee card so thats a couple options gone there. I dont travel so that doesn't weigh much for me either. I also think I'd want a visa to diversify from my existing Mastercards.

    Currently I just use the Savor for streaming subscriptions as I get some cash back, and the Quicksilver for gas occasionally to keep it active.

    Am I thinking in the right way here? Suggestions? Thank you all in advance!

    Seeking Advice On Next Move
    byu/BlackOceans331 inCreditCards



    Posted by BlackOceans331

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