Hi all, I currently have 8k of debt on my BoFA card at 24.99% APR. I recently lost my part time job and will start a new part time job in a month, so I’ll only be able to pay the minimum for a while. I feel like I won’t be making any progress toward the actual debt, just the interest, if this continues. I would like to enroll in a hardship program, ideally at 0% APR for at least 12 months. What is the best way to frame my situation to achieve this? I would appreciate any clarification on this process, like if getting another part time job would help my case or make it seem like I’m making enough to not require enrollment into a hardship program. Thanks!

    Understanding BoFA Hardship Program?
    byu/Adorable-Wallaby-662 inCreditCards



    Posted by Adorable-Wallaby-662

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