So I got two separate emails from MOHELA on two different dates, but both claiming I had “90 Days”. Can someone tell me which of these I should be counting 90 days from please?

    — Email One I received on July 11th of this year, and it was titled as “Your SAVE Plan Application Has Been Denied”. It stated this:

    “A recent legal settlement ended the Saving on a Valuable Education (SAVE) Plan, and it is no longer available to borrowers. As a result of the settlement, MOHELA was directed by the U.S. Department of Education (ED) to deny all SAVE Plan applications. Visit StudentAid.gov/courtactions for more information about the settlement.

    MOHELA records show that you submitted an income-driven repayment (IDR) plan application and requested either
    the SAVE Plan or
    the SAVE Plan and another plan.
    You must now select a new repayment plan.If you're not currently enrolled in the SAVE Plan and don't submit a new application for a different repayment plan within 90 days, your SAVE forbearance will end and you will be required to resume payments on the plan you were on before you applied for SAVE. If you're currently enrolled in the SAVE Plan, you will be placed on either the Standard Repayment Plan or the Tiered Standard Plan, depending on your circumstances……….”

    — Email Two I received on August 26th, and it was titled as “You Have 90 Days to Select a New Payment Plan”. It stated this:

    “A recent legal settlement ended the Saving on a Valuable Education (SAVE) Plan, and it is no longer available to borrowers. As a result of the settlement, MOHELA was directed by the U.S. Department of Education (ED) to move all borrowers out of the SAVE Plan. You must now select a new repayment plan. If you're currently enrolled in the SAVE Plan but don't submit a new application for a different repayment plan within 90 days, you will be placed on the Standard Repayment Plan. If you have a new loan in repayment on or after July 1, 2026, we will place you on the Tiered Standard Plan……….”

    I know the second one was blatantly titled that I have 90 days, but the other one also said that I had 90 days. I’m waiting until the last minute to switch over regardless, but does anyone know which one I should calculate my 90 days by???? This feels purposefully confusing 😒

    Thank you

    Can Someone Help Clarify Please
    byu/NichtMalIch inStudentLoans



    Posted by NichtMalIch

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