Insuring not so expensive watches?

Hi everyone

Got a question for those with modest collections. How do you insure your watches? I have a collection of around 30 watches – only 5 would push beyond the $3000 mark, the rest are sub $1000 (and $100 – looking at you komandirskie!)

I get I specify portable items that are specifically valuable (my top 5) – but what about the rest? I know they’d be covered under general home contents for fire/theft etc. but what about when I wear them around.

Currently, I just carry the risk (I just buy a new watch if a cheaper watch breaks while I’m out and about )… but I’m curious what those wiser than I do?

Any and all comments (and recommendations) welcome.

Ciao