I’m 29F, based on the west coast of the U.S. who just moved out on her parents’ (again) and I would like some advice on how I can save my money or use it wisely. Here’s a breakdown of my finances:

    Salary: $61,500
    Additional side gig: $80 bi-weekly
    401k: 20% Roth, about $473 per paycheck, $82k saved
    Take home pay bi-weekly: $1,290
    Monthly income: $2,580
    Rent: $750
    Gas: $60-70 every other week (hate it here)
    Student debt payment: $366 a month (should be paid off by June 2027)
    Car payment: $500 (I’m paying my dad and may renegotiate this)
    Food/groceries: $60-$80 every week
    Misc: $50-$100 a month

    Do my finances look ok, how much additional can I add into my 401k, is there anything I should change, and how much should I realistically be saving?

    Thank you!

    How can I use/save my money better?
    byu/ninicatbeans inpersonalfinance



    Posted by ninicatbeans

    Leave A Reply