The US Consumer Financial Protection Agency (CFPB) has finalized the rules for new electronic money transfers and has published a document stating them. Among them, for crypto asset companies such as Ripple, there is an advantage that banks and credit unions can know the exact remittance amount before expanding the business and partnership and receiving the remittance, but in the short term However, it is unlikely that it will replace the network of banks and credit unions. It became a hot topic in December last year as the first US government agency to mention XRP in an official document, but this time it follows that it can be said that XRP remittances are recognized by the US government. At the same time, the current degree of diffusion (Ripple Net 300, SWIFT 10000) says that it will not be immediately replaced, but according to the above-mentioned disruptive innovation theory, disruptive technology is initially low in diffusion. This indicates that the level of diffusion will increase dramatically from the level. (May 19th Coinpost)
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