I’m trying to find reliable Buy Now, Pay Later apps that don’t reject you just because your credit score is low. I’m looking for options that let you make a few essential purchases, like household items or work-related tools, without putting myself in financial trouble. Most mainstream BNPL services seem to favour people with good credit, and I want something that’s accessible, flexible, and won’t hit me with hidden fees or interest if I pay on time.
Has anyone here successfully used BNPL apps with bad credit? Which ones are trustworthy, user-friendly, and actually make managing payments easy?
Which Buy Now, Pay Later apps work for people with low credit scores?
byu/Not_to_fuck_shady inFrugal
Posted by Not_to_fuck_shady