Someone scratched and dented my car while it was parked. It’s very very minor! I don’t know when it happened or how it happened. Can I submit an insurance claim? And if so, will my insurance increase?
If you have collision coverage or uninsured motorist property damage (UMPD) on your car, you could file a claim. However, you said the damage is minor. That said, it may be under or close to your deductible amount anyway.
This might not be the best situation to file a claim at any cost. You don’t want to have more than one claim on your insurance at any time, and this one sounds pretty minor.
Knewtome on
Did you file a police report after the loss? If not, it’s probably not worth filing a claim unless you have UMPD.
2 Comments
If you have collision coverage or uninsured motorist property damage (UMPD) on your car, you could file a claim. However, you said the damage is minor. That said, it may be under or close to your deductible amount anyway.
This might not be the best situation to file a claim at any cost. You don’t want to have more than one claim on your insurance at any time, and this one sounds pretty minor.
Did you file a police report after the loss? If not, it’s probably not worth filing a claim unless you have UMPD.