It's a nuanced issue but might as well share a PSA. The Travel Benefits of the Visa Infinite seem to be more restrictive than the Amex ones. Had an issue on one of my trips that caused me to cancel my original booking and find another hotel on the same day. Infinite finds that since it's hotel and not a flight or cruise then it is not eligible for Trip Interruption Coverage
TIL Visa Infinite Travel Interruption does not cover Hotels
byu/wopva inCreditCards
Posted by wopva
1 Comment
> When you purchase your travel ticket with a covered Visa card and you must cancel or interrupt your trip, this benefit can help reimburse for the non-refundable cost of your passenger fare. This coverage applies to more than air travel. It also can be in place when a covered Visa card is used to purchase a ticket for travel via other forms of eligible transportation, such as a ferry, rail, bus or cruise ship.
https://usa.visa.com/personal/cards/credit/visa-infinite.html
Language seems pretty black and white to me.
here are the full terms:
https://usa.visa.com/content/dam/VCOM/reimagine/personal/documents/infinite-trip-cancellation-and-interruption-terms.pdf
to be made whole, the trip cancellation must be caused by:
>The death, Accidental Bodily Injury, disease or physical illness of You or an Immediate Family
Member of the Insured person; or
> Default of the Common Carrier resulting from financial insolvency.