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    Daily General Discussion and Advice Thread – September 12, 2025
    byu/AutoModerator ininvesting



    Posted by AutoModerator

    2 Comments

    1. imdedinsideplzhelp on

      Hi I started investing around Sept 2024 and started with Australian shares only (I’m from Australia). But since the start of 2025, I’ve transitioned to higher volume US shares. I only open long positions.

      My portfolio is currently $15k Aud:

      30% individual stocks (NVDA, MSFT, SPOT, MCD, BRK.B, DBK, ADBE, AMZN, BYD)
      40% ETFs (Russell 2000, VOO)
      25% gold
      5% crypto (BTC, ETH, MARA)

      I am currently up ~40% since the start of 2025, however I am using leverage
      I am quite cautious about leverage as I have heard some pretty bad situations from other ppl, but I have been using it for basically ~70% of my positions, and it doesn’t seem to be too bad so far, so is there anything else that I should know about the uses of it and also how can I improve my investing strategy overall, thank you!

    2. Hey, can you take a look at my portfolio and tell me if it looks too complicated / unbalanced?

      Current ETF allocation:

      * Core MSCI EM IMI – 12%
      * Physical Gold – 5%
      * Nasdaq 100 – 32%
      * MSCI ACWI – 51%

      I’m a bit worried about being too heavy on Nasdaq (AI bubble fears). I’m thinking of cutting it down from 32% to around 20%, but I’m not sure where to put the extra. Should I increase MSCI EM IMI or just add more to ACWI? Or should i cut it down even lower ? Any advices?

      What would you do?

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