The house looks like they bought it for a rental and it got trashed, and they’ve applied the landlord special fixing it back up. The kitchen is small, and they’ve got it back to unfinished Sheetrock and purchased all the appliances, but no cabinetry. In other places there’s still lots of trim work and outlet covers missing. Oh, and the outside is way overdue a coat of paint, but it’s faded, no peeling.
The realtors are saying it won’t be approved for VA aside from the kitchen bc of the trim work, places that aren’t painted yet, and the exterior. I’ve read through the mrp’s and it seems to meet everything else required.
I’m wondering if it’d be worth it to offer to finish the kitchen myself if it’d qualify. I don’t want to go FHA at all, and I don’t want to miss the house. Is missing trim and needing paint an issue, or just the kitchen being unfinished?
What would you do in this situation?
Want to use my VA loan to buy a home with a gutted kitchen
byu/Alternative-One-6816 inMilitaryFinance
Posted by Alternative-One-6816
2 Comments
Better check with VA appraisal services. I tried that method and was turned down unless I put more down.
VA renovation loans are also an option.