Is a travel card even worth it for me?

My set up has been Hyatt + CSP + Bilt. And mainly roll all those points into Hyatt to get hotels. Other cards are Citi DoubleCash (general use card) and Amazon.

About me, I only travel like 2-3 times a year. I have preferences for flights and hotels: Hyatt & Delta. But I don’t travel enough to get status on either. But the airline and hotel really ends up depending on the place I’m traveling to.

From my city, if I want nonstop, the airline can be Delta, United, Southwest, Alaska, etc so I can’t really have any loyalty. For car rentals, I always book direct with Avis because of a corporate discount. For hotels, it’s typically Hyatt unless I find anything better. I almost always book direct and generally dislike portals because of potential issues and having to do it all through the third party.

One thing about Hyatt is it feels like many hotels are not in the Category 4 or below anymore so options feel limited with the yearly free stay. Another thing is sometimes I do the math, using points are just not worth it for certain stays and I can get crazy good deals from Costco’s vacation packages. The final thing is due to my girlfriend being a teacher, our travel dates are always at peak times so everything is more expensive with points and cash.

I’ve never had to use any random warranty or services on any of the cards. I’ve probably had cases where I could but honestly I forget what are all the benefits these cards might have. I do use TSA Precheck / Global Entry stuff though.

I’m not sure if I should just drop the Hyatt and CSP and just use the Citi DoubleCash or if there is some other option for someone like me.