I was told by everyone SAVE was dead and it was just a matter of that one judge signing off. Still sitting pretty in forbearance with my game plan in my back pocket if we're kicked off tomorrow.
Any update?
Did that judge ever sign off on the SAVE settlement agreement?
byu/fakeshoesornah inStudentLoans
Posted by fakeshoesornah
4 Comments
None as of yet. I think there is still some negotiating to do before the judge can sign off. Keep watch on u/Betsy514 account – she’ll have the latest updates once it’s complete.
Wonder what’s taking so long?
What’s your game plan?
As of 12/15/2025 the parties have officially submitted a [“status” filing](https://www.courtlistener.com/docket/68419292/92/state-of-missouri-v-trump/) that request that the judge approve their [stipulated agreement](https://www.courtlistener.com/docket/68419292/91/state-of-missouri-v-trump/) of 12/9/25 ending the SAVE for all existing borrowers (as its already been halted for new borrowers). This case and its pending resolution are now in the hands of the Sr. Judge, the Honorable [John Andrew Ross](https://en.wikipedia.org/wiki/John_Andrew_Ross), whose ultimate approval will end SAVE for good. There will be no further negotiations unless and until the judge rejects their agreement, which from the filings in the case, appear to be unlikely as the parties have come to an agreement together after much litigation and an [8th Circuit Court of Appeals judgement](https://www.courtlistener.com/docket/68419292/66/state-of-missouri-v-trump/) on the matter. Their ***jointly proposed*** language indicates as much:
“ORDERED that the SAVE Plan Final Rule (i.e., the Final Rule published on July 10, 2023 at 88 Fed. Reg. 43,820), will be vacated, with one exception. The exception is for the provision concerning the periods of deferment or forbearance that are eligible for income-driven repayment plans, which is codified at 34 C.F.R. § 685.209(k)(4)(iv), which took effect on July 1, 2024, and the legality of which was never challenged in this case. That provision will remain in effect. Other than that exception, the SAVE Plan Final Rule is hereby VACATED in full.”
Obviously this means that if the judge accepts this proposed language then SAVE is finally over, with the **one exception** regarding the periods of deferment or forbearance that started on 7/1/2024 being valid for IDR. As for the delay, I suspect like [ANGR1ST](https://www.reddit.com/user/ANGR1ST/) mentioned below, its probably the court docket is just very busy, especially with the proximity to the holidays. Hope this helps!!