It's really ironic, but in doing some online research, after it continually happened to me, when you return an item to a retailer (online purchases mostly) even if you get an email from that retailer indicating they have refunded your money, many times it does not show up on your credit card statement. That is do to many issues with the retailers systems or missing information in the box when you return the item (s). Their systems automatically generate the refund emails even before the credit has been issued or if the credit was issued but did not go through. My point is, check you credit card statements, even if the retailer says they refunded your money. Many times they issue you a store credit instead of a credit to your credit card, and they send that in an email with a store credit # and hope you forget it. Don't always trust the retailer emails indicating you got a refund…. This will be really important after the holidays when returns are huge.

    "Money Refunded" Emails from Retailers are not always accurate… double check..
    byu/JamesBondi007 inFrugal



    Posted by JamesBondi007

    2 Comments

    1. Reasonable advice, but remember that it usually takes a few *days* for credit card companies to process a refund (while they’ll *take* your money in seconds). If it’s been 4-5 *business* days or more and you haven’t seen the refund hit your credit card account, that’s the time to start asking questions.

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