35% VOO

    25% QQQM

    15% SPMO

    15% VWO

    10% AVUV

    I’m 25 with a 5+ year horizon and may use some of this for a future house hack/down payment. This is in a taxable brokerage, not tax-advantaged. Comfortable with volatility but want to balance growth with flexibility. Looking for feedback on overlap, risk, and simplification.

    Thoughts on this portfolio allocation for a 25-year-old seeking growth?
    byu/Equivalent_Dig5563 ininvesting



    Posted by Equivalent_Dig5563

    1 Comment

    1. therealjerseytom on

      5 years isn’t all that much time in the grand scheme of things, especially for an all equity portfolio.

      How much are you willing to be down on your initial investment 5 years from now?

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