Has anyone experienced this yet? Back in ~2017 Capital One moved from manual reviews to fully automated results returned for CLI requests. Even if you were to call in and ask, you'd be told that they have no control over what the automated system decides.
On another platform today, I saw someone post that not only did they receive a CLI (that they requested) on a Capital One card 2 weeks after opening it, but they were offered an interesting new option regarding the CLI. You could accept the CLI that was stated, accept a lesser CLI than what was offered, or accept the CLI stated AND submit for a manual review for a potentially higher line.
This all seems like good news to me.
Capital One brings back "manual reviews" for CLIs?
byu/BrutalBodyShots inCreditCards
Posted by BrutalBodyShots