non owners auto insurance in maryland?

hi all, i’ve been doing my research on this with almost little leads and i think my current insurance is giving me the runaround about it.

very long story short, someone sped through a red while i was making a turn and smashed the front of my car, there’s no evidence nor witnesses so it’s word vs word i’m sparing a lot of details for longevity sake but im truthfully not at fault for this. i only had collision as i was in the process of switching to full coverage i just had to budget for it. i had the car for just over a week. it’s undrivable at the moment.

i pay $400 for liability only, that being the lowest i was quoted in my area. i can’t afford this if i dont have a car to physically drive.

my adjuster has been unresponsive at this time and i need an opinion, so i have 2 questions.

1) can i switch insurance if i have an ongoing claim?
– this case has taken 2+ months with no resolution yet. i’m not rushing it, but every time i try to ask them about this question they give me another number to call on repeat and nobody has an answer

2) do you know any good non owners insurance in the state of maryland? i’ve asked progressive and they directed me to an insurance company i’ve never heard of but im gonna try to follow up with them. i just need more options.

thank you all so much for reading 🙂