i was at fault in an accident middle of 2025. the accident appeared to severely damaged the other party's car, i wouldn't be surprised if it was totalled. it was a late model, potentially costing $40K+. the other driver was sent to hospital via ambulance, although he was quite animated immediately after the crash. We have same auto insurance. my coverage is near the minimum for injury&property so i'm certain i'm on the hook for a fat bill. fast forward half a year.. the only thing that has changed is my auto insurance premium doubled, but no word from the other party regarding the accident. what's taking so long? the anticipation is driving me nuts.
What's taking so long? Waiting for demand letter or settlement
byu/winslo_oddfellow inInsurance
Posted by winslo_oddfellow
2 Comments
If the person you hit was seriously injured, they’re going to wait until they are recovered to settle. Or they may be waiting until just before the statute of limitations runs out in your state to file suit against you. Nothing you can do but wait.
Treatment for injuries can take a while. In the meantime I sure hope you have increased your limits.