I work at a self storage. It’s all indoor climate control. We have a loading area where people can back up and grab freight carts to take their items to their units. Yesterday morning, my car being the only car in the parking lot was struck by 26 foot Uhaul that was backing in to unload his truck into one of our storage units. He did a significant amount of damage to my car. He did not have Uhaul‘s insurance he does have USAA. I have read a lot where personal car insurance does not cover a vehicle that large does anyone have any experience with this happening? I was going to post the video for yall but it’s not giving me the option. Pic in comments
Uhaul smashed my parked car at work.
byu/Difficult-Slide-8833 inInsurance
Posted by Difficult-Slide-8833
4 Comments
https://preview.redd.it/toiw0vq6euag1.jpeg?width=3024&format=pjpg&auto=webp&s=62611c359dc5097e1c55c2d420fd63be15d62a42
All you can do is file a claim with USAA and allow them time to review the policy language, or file with your insurance and let them handle it if you have Collision coverage.
That sucks and he’s at fault…… buuuuuuttt why would you park that close to where amateurs are backing large vehicles they’ve probably never driven before??
USAA is likely to deny it, a uhaul is not typically covered due to the size/weight class unless its like a small one like a cargo van-not even the 12ft box trucks are typically covered by most personal polcies