Time flew by so fast. I remember browsing this site 10 years ago with a net worth of $150k, dreaming of having FU money. Seems like yesterday to be honest.
My career took off a lot over the past three years so most of the wealth accumulated over that time due to large jump in earnings and some good stock picks.
I was unemployed for a year after graduating college which was rock bottom for me. I was in a very bad spot mental health wise. Dark times. My first job paid $35k in a big city, and it just rose and rose after that. Im lucky my wife didn’t leave me at the time, or thought about it —she is truly my blessing and rock.
Three years ago, I became an executive with a cushy position in the financial services sector. In 2024 I just barely broke seven figures for the first time. 2025 I made $1.4 million. My wife pulled $100k — she likes her job working with kids. 2026 looks like I’m on track for $1.6-7m but after that it could go down a lot due to bonus structure, but should still be around seven figures. The lowest I can make is $850k with zero performance bonus.
I played the political game and hate it. Im an outsider, always will be (because of ethnic tribalism unfortunately). Im just very good at what I do, and can coast to $10m even if I stop performing. Lots of good will to burn through before they fire me.
Anyways, Ive done a lot of reflecting and decided to only do what I find meaningful and brings me joy. No more going to meetings for face time. No more side projects to impress others. Im just going to enjoy my work, be super nice, keep a low profile and say no a lot.
Im not at my “I quit” number yet because I have three kids in private, and because I enjoy my job.
Im incredibly lucky I know. I worked very hard but lots of people do. Idk why God has blessed me so much over the past 5 years or so, maybe because I suffered so much my first 25 years. But again lots of people suffered more. Idk if I can really justify anything, just accepting whatever this universe brings.
Hit FU money, no more corporate BS. 38m, $5m.
byu/wonderingmonkman infinancialindependence
Posted by wonderingmonkman
9 Comments
Congrats, I just hit $5M as well at 39. Enjoy it brother.
Hey when you became an executive did you focus on stuff like executive presence? Talking like one, wearing quality
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can you describe your job a bit more? did you have a degree in finance?
What the hell non-entrepreneurial career path takes you to 7 figures by age 35? I was thinking banking or PE or something in that vein, but you said your first job was 35k which wouldn’t track with that path.
Wow nice. 5 mil is huge . Except if you were single youd definitely have 175k per yr for life without ever touching your principal. In 30 yrs your money would be over 8 figures
God ain’t got shit to do with it. Enjoy and congrats.
[“You can’t do anything with five, Greg. Five’s a nightmare… Can’t retire, not worth it to work… Poorest rich person in America. The world’s tallest dwarf”](https://youtu.be/m0sRrsara9c?si=Yhq3QByqxW_lOlvh)
How exactly did you advance from entry level $35,000/year to an executive role???
I need that explained further please. I have time