Hey guys. For context I'm from Argentina so 120 dollars monthly here is a decent amount of money to invest in stocks.
With that being said, I opened my portfolio through a broker that allows me to access the US market without any fees or restrictions that I would face if I use any CEDEARS (basically US stocks mirrored in Argentine pesos), and started my tiny portfolio with what I think is a more than decent diversification.
While I'm no MBA I do have prior experience in stock markets, investing, options, crypto and other tools, but I played with fire some years ago (LUNA flashbacks) and basically chickened out of crypto and investments all together, especially since I lost my job a year ago.
I now have a stable good paying job and I can invest around $100-$120 USD monthly ($117,23 this month), and decided to build a rather safe and conservative portfolio consisting off: 35% in SPDR 500, 15% each in VTI and QQQ, 5% each in KO, JNJ, and AAPL, 7% in MSFT, and 6% each in NVDA, AMZN, and META.
I did some math and corroborated this info with some help of AI and apparently I would be getting between 5% and 15% returns annually including dividends (can be more if the market goes bullish).
Any advise? Any changes I should do? Do you think this portfolio is good? All help will be highly appreciated!
I'm investing for the first time in years
byu/MightySouthB ininvesting
Posted by MightySouthB
1 Comment
With the small amount you’re investing, you’re better off going all in to an index and not diluting your investment across a bunch of places. Also i believe spdr 500 is tracking s&p , which means there’s overlap between that and VTI.
If I were you, I’d either go all VTI or VT depending on whether you want international or not. Mag 7 will be included.
For further reading, read the simple path to wealth by jl collins. Written mainly for Americans, but he is aware there’s international readers and tells you when to skip ahead when needed