Hopefully this is a good place to ask this.
I am looking for a phone app to help me manage my tracking on spending. I am the type of person the more data or info have the more i can make a better informed decision on where i need adjustments.
I am running it through my head how i would do it in a note book but the more things i add the more overwhelming it becomes.
Key things I’d like:
Easily accessible
Multi subject: groceries, take-out, car, clothes etc
Subdivision of each subject would be nice as well
Breakdowns of weekly, monthly and yearly cost.
Able to colour coordinate things like: this was a need, impulse, unplanned repairs, planned repairs.
That’s all i can really think of. Thank you everyone in advance. Oh the app doesn’t have to be free 😅 which is funny for the subreddit but if it has a free version to try it would be nice. Being on the spectrum this type of stuff is steaming for me. My wife and I both have really good jobs but we seem to get caught up on some bills just growing unknowingly. We aren’t living pay check to pay check but we could be saving more.
Thanks in advance!
Suggestions on Tracking spending – cell phone app
byu/AmmentTheCreature inFrugal
Posted by AmmentTheCreature
11 Comments
I’ve used Spending Tracker by MH Riley for years. Works great for me. Doesn’t have subcategories though.
maybe origin?
Rocket Money!!
WalletIN by pinsbasket .. you can contact them for free 1 month trial as well
I use Monarch Money and it works great. It has lots of categories and sub-categories, plus you can create your own as well. You can organize different categories into the type of spending: fixed (like rent/mortgage and other bills that don’t vary), flexible (areas where you can cut back if necessary, like groceries), and non-monthly. You can also create tags for your color coordination needs.
Try Copilot!
You guys are amazing!
YNAB (You Need A Budget). Their philosophy is giving every dollar a job. You can get all the data you want either within the app (which also includes web access) or exported to CSV for your own data crunching.
Been at it for 7 years now. It’s not free, but it is worth it. Syncing your accounts helps you track expenses more efficiently.
EDIT: Removed where I said I could give them a referral code. Didn’t include the actual link. Read the rules after adding it in.
I was using empower personal capital. A little buggy, but also free!
Monarch
Thank you for asking this question. I literally just posted a version of this question to a different forum and it was crickets. Makes me think not many people are doing this (and of course frugal people are.) I appreciate you all!