Hey everyone!
I hope this kind of post is allowed. Not here to advertise.
I’m exploring the idea of building a mobile app specifically for the financial independence (FI/FIRE) community.
I’m also looking for a partner to help fill a product-focused role. This person would help define how features should work to best serve FI users, collect and synthesize user feedback, and help validate product/market fit. Familiarity with existing finance apps and an interest in FI are more important than formal credentials (self-taught finance knowledge is totally fine).
To be clear, I would handle all of the engineering.
Below are some rough, early feature ideas. I'm very much open to change or feedback:
Net Worth Tracking
- Assets & liabilities with net worth over time
- Monthly “on/off track” FI indicators with explanations
- Optional third-party integrations
- Manual-first / offline mode
Cash Flow & Spending
- Monthly income vs. expenses
- Category breakdowns and rolling averages (3/6/12 mo)
- Savings rate calculation
- Optional integrations
- Sankey-style flow visualization (example)
- Support for post-retirement income (pensions, rentals, BaristaFIRE, etc.)
FI Number & Progress
- FI number based on user-defined expenses and withdrawal rate
- Progress tracking and estimated years to FI
Scenario Modeling (“What if?”)
- Historical market stress testing
- Expense, savings, and return-rate changes
- Early retirement timing scenarios
- Side-by-side comparisons
Investment & Withdrawal Planning
- Asset allocation and glide paths
- Roth ladder tracking
- Sequence-of-returns simulations
- Withdrawal order modeling and guardrail strategies (e.g. Guyton-Klinger)
If any of this resonates (or if you think I’m missing the mark) I’d love to hear your thoughts.
Thanks!
Looking for a partner to build an FI app
byu/fz-09 infinancialindependence
Posted by fz-09
1 Comment
I recommend posting AI slop into multiple subs