CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* None – looking for first card
* FICO scores with source: 768
* Oldest credit card account age: 6
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 1
* Annual income $: 177000
CATEGORIES
* Ok with category-specific cards?: No
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 200
* Groceries $: 100
* Gas $: 0
* Travel $: 3000
* Using abroad?:
* Other categories or stores: shopping buying clothes makeup
* Other spend: gym
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Big bank customer: usbank
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: delta alaska united hyatt
* Cards being considered: no
want card to get miles/hotel nights
byu/chi_dreamcity1998 inCreditCards
Posted by chi_dreamcity1998
1 Comment
With $3k monthly travel spend and that income you’re basically a prime candidate for premium travel cards. Chase Sapphire Preferred or Reserve would be solid starters – the Reserve especially since you’d easily justify the annual fee with that travel volume
Just heads up you might want to build some Chase history first with a Freedom card before going straight for their premium stuff, but with your credit score you’d probably be fine either way