• Current cards: (list cards, limits, opening date)
• Wells Auto, Nov 2025
• FICO Score: 750
• Oldest account age: 3 month
• Income: $120k
• Average monthly spend and categories:
• dining $650
• groceries: $150
• gas: $250
• other: $150
• rent: $2600
• Open to Business Cards: No
• Airport Hub: LAX, primarily fly Delta with Alaska mixed in
• Number of Flights per year: 7 Domesitc, 3 International: Korea,Japan,France
• What's the purpose of your next card? Travel – Points or cash back for Hotel and Airfare
Due to AF only want one of these.
BofA premium travel elite vs atmos summit. help me choose.
byu/kimcheejigae inCreditCards
Posted by kimcheejigae
2 Comments
I’d suggest sticking with your Wells Fargo and maybe adding a Wells Fargo Active Cash.
That way you’d have zero annual fees reducing the value of your rewards.
If you really want Priority Pass you could do the BofA Premium Rewards Elite, but I don’t think Priority Pass is any good from my experiences churning a Chase Sapphire Reserve and Amex Platinum.
Are you preferred rewards Platinum at least, preferably Platinum honors? The PRE is a very meh card if you aren’t getting that 50-75% boost.
If no, or you really really want Alaska miles and maybe status, Atmos card
If yes, PRE