My mom needs the title for her car. She went to the DMV, they said it shows there is still a lien on the car. Her car was paid off in 2020 or 2021. The finance company permanently closed in May 2021.
She paid every bill with a money order, so there aren't any bank records that would prove anything. She's schizophrenic and doesn't know what she did with any of her paperwork. She just keeps screaming that someone stole everything.
All I can find is the registration that has the title number on it.
I have no idea what to do. How do I go about getting this title?
DMV Says There's a Lien On Car, But The Car Was Paid Off. Finance Company is Permanently Closed.
byu/ElaineofAstolat inpersonalfinance
Posted by ElaineofAstolat
4 Comments
I would go to the constituent service person of your state legislative representative. They can help you get access to the bureaucrat you really need.
If she paid it off she would have received the title in the mail along with the payoff. Have you checked her credit to see if it’s showing as paid off there? If you can find the finance company you can most likely find the company that bought them and their receivables. Finance companies don’t usually just close without someone acquiring their business.
Did the business close after or as part of a bankruptcy? If so, there should be a bankruptcy trustee that might have access to or be able to create a lien release document.
This happened to me. The owner of the dealership I bought the car got it cleared up.