Hi everyone, I had always invested in FZROX in my HSA account, this is the account I set up when I left my last job back in 2023. I had ~34k in it before the current slide, it’s now around 31k. I probably don’t need this money for a while since husband is putting in company HSA account for immediate expenses and he also has about 33k of invested HSA.
Few days before the MSFT earning, I sold around 25k worth of FZROX, I invested 9k in FSPGX, some in FSELX the next day. I have about 11k uninvested. My plan was to invest in more aggressive funds, thus the sell.
Within few days market has changed a lot. So my question is: do you think it makes sense to add some individual stocks? I don’t want to be rash and invest in speculative stocks. I am really considering some software stocks that are already mainstream but have gone down a lot. Sofi, Pltr, Msft, Rddt, Amazon, lam research. I don’t have much, but want to spread the 11k among few stocks.
Do you think it is a good idea? Anyone who has done this, have you regretted? Any stock you think would be great in the list? please no speculative stocks.
TIA!
Individual stocks in HSA now
byu/NecessaryLeast3928 ininvesting
Posted by NecessaryLeast3928
1 Comment
I can’t and shouldn’t tell you what to do with your money. I also am a boglehead, pretty much 90% of my investing is passive DCA into index funds. But, every once in a while, panic causes some individual companies to become quite sexy. Well, price wise. 10% of those buys come during such periods. I just bought some today.
Historically this has worked for me. But I never sell. I’m a long term holder only