• Current cards: (list cards, limits, opening date)
• Capital One Quicksilver $5,000 limit, September 2024
• e.g. Chase Freedom $700 limit, September 2025
• FICO Score: e.g. 774
• Oldest account age: 1 year 6 month
• Chase 5/24 status: 1/24
• Income: $95,000
• Average monthly spend and categories:
• dining $500
• groceries: $800
• Automotive: $150
• shopping: $200
• Open to Business Cards: e.g. No
• What's the purpose of your next card? Travel
• Do you have any cards you've been looking at? Venture X Rewards (can’t get pre-approval for), Venture Rewards (looks ideal but not sure if I would be able to get), Amex Gold, Delta Gold, Citi Strata (based on research doesn’t seem that great), Chase travel cards assorted
• Are you OK with category spending or do you want a general spending card? – do not mind either way
Last mention, looking for a travel card as coming up in 2026 there is a lot of travel that I will need to do and want to start earning these travel points.
Advice on First Travel Credit Card
byu/Shot_Possible9416 inCreditCards
Posted by Shot_Possible9416