• ⁠Current cards: (list cards, limits, opening date)

    ⁠•  ⁠Capital One Quicksilver $5,000 limit, September 2024
    
    ⁠•  ⁠e.g. Chase Freedom $700 limit, September 2025
    

    • ⁠FICO Score: e.g. 774

    • ⁠Oldest account age: 1 year 6 month

    • ⁠Chase 5/24 status: 1/24

    • ⁠Income: $95,000

    • ⁠Average monthly spend and categories:

    ⁠•  ⁠dining $500
    
    ⁠•  ⁠groceries: $800
    
    ⁠•  ⁠Automotive: $150
    
    ⁠•  ⁠shopping: $200
    

    • ⁠Open to Business Cards: e.g. No

    • ⁠What's the purpose of your next card? Travel

    • ⁠Do you have any cards you've been looking at? Venture X Rewards (can’t get pre-approval for), Venture Rewards (looks ideal but not sure if I would be able to get), Amex Gold, Delta Gold, Citi Strata (based on research doesn’t seem that great), Chase travel cards assorted

    • ⁠Are you OK with category spending or do you want a general spending card? – do not mind either way

    Last mention, looking for a travel card as coming up in 2026 there is a lot of travel that I will need to do and want to start earning these travel points.

    Advice on First Travel Credit Card
    byu/Shot_Possible9416 inCreditCards



    Posted by Shot_Possible9416

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