Hello — I’m looking to add a catch-all card to my lineup.

    Right now I have:

    • Amex Gold

    • Chase Sapphire Preferred

    • Marriott Bonvoy Boundless

    I’m looking for a no annual fee catch-all card, preferably Amex or Chase, but I’m open to other options too. Right now I’m leaning toward either:

    • Amex Blue Business Plus (BBP)

    • Chase Freedom Unlimited (CFU)

    My main question is about the Amex Blue Business Plus.

    I know it’s technically a business card. I’ve read that Amex isn’t super strict about personal spend, but I want to hear from people who actually have the card.

    I do Uber on the side, so that’s what I’d put on the application, but realistically I’d probably use the card for groceries and everyday purchases.

    For BBP holders:

    • Do you mix personal + business spend?

    • Have you ever had issues doing that?

    • If you had to choose today, would you still pick BBP over CFU as a catch-all?

    Appreciate any data points or experiences.

    Best no-AF catch-all card? BBP vs Freedom Unlimited + BBP personal use question!
    byu/UseFit7258 inCreditCards



    Posted by UseFit7258

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