I product changed the Citi Double Cash and Citi Strata cards into Custom Cash cards earlier this week (February 2026). Up to 3 Custom Cash cards now. I plan on using the cards for 5% back on restaurants, gas, and groceries.

    I’m thinking of eventually getting another Citi card and product changing again to get a 4th Custom Cash card within the next few years. I am going to monitor my spending extra closely the next few months to see if I even reach the $500 in any of the categories to justify another one. I suspect that my spending for restaurants and gas (I have a long daily commute) can very easily reach the cap…so maybe more than 4 Custom Cash cards even?

    Just Product Changed to get 2 more Custom Cash Cards
    byu/bbbig1 inCreditCards



    Posted by bbbig1

    1 Comment

    1. How long did you have the strata for?
      Also what happens with the bonus when pc? Assume you get to keep it. Heard that they might claw it back.

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