Requesting suggestions as I’m a newbie

Hi, I'm new to this crypto thing, and for the past few days I've been seeing a lotta ads about Rizon. Apparently it's a stablecoin based neobank. A google search said there might be better ones out there. Now, what I need help is in regards to what Neobank should I subscribe to (if at all), and how do I exactly get into crypto without messing up big time. I know a tad bit about how blockchain works, but, zero knowledge when it comes to crypto