Struggling to figure out what the best choice of action is

Hey yall, so like a large majority of the borrower population, I am in the forbearance for the SAVE plan. I had intentions of getting PSLF due to working in the social work/mental health field at a non-profit. The only difference is I have not started payments yet at all. I just got out of school in the middle of the pandemic and was in the PAYE plan before being forced into the SAVE plan before ever starting payments. Now I'm just watching my amounts increase passed what I borrowed as intrest is being tact on. I bearly am able to pay my bills currently on top of private loans I took out for school.

With the forbearance obviously I'm getting no time towards PSLF. I happened to use the loan calculator to see what my options are (i have been at this job now for 5 years with little to none of this time acrually going towards PSLF) and on ALL other plans that I'm eligible for forgiveness under I have noticed the forgiveness amount is $400 or less. My monthly payments seem to be ridiculously high as well. At this point it feels like I should just throw the idea of forgiveness away all together and just use a non-eligible forgiveness program to opt for a lower monthly payment overall.

Is anyone else in a similar situation? I would live to hear other opinions on this situation or what other may have done.