I graduated in 2016 (started school in 2011). I have been in standard repayment, SAVE, SAVE forbearance, and now PAYE.

    I am about to take on a job for the state government, but I am worried that I am too far into my repayment at this point to pursue PSLF. I have never worked for a qualifying employer before, so I feel like it’s too late to start before the tax bomb.

    I also worry that given the general instability of government jobs (ie layoffs, budget cuts, departmental downsizing, etc) that it will take me a while to accumulate 120 payments.

    Am I too late to start? Is time against me?

    Is it too late to pursue PSLF
    byu/Either-Connection-70 inStudentLoans



    Posted by Either-Connection-70

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