- Current cards: (list cards, limits, opening date)
- Chase Freedom Unlimited $3,000 limit, Feb 2024
- Chase Prime Visa $4,500 limit, May 2024
- Chase Freedom Flex $2,200 limit, Aug 2025
- FICO Score: 740
- Oldest account age: 5 years 2 months (cancelled account, CFU is oldest active account currently)
- Chase 5/24 status: 2/24 until June then 1/24
- Income: $60,000
- Average monthly spend and categories:
- dining $350
- shopping: $500
- groceries: $250
- gas: $200-250
- travel: $100
- other: $250
- Open to Business Cards: No
- What's the purpose of your next card? I have a big trip coming up to South America and am primarily looking for a travel card I can use down there. I have ~50k UR points saved and want to see if it is worth redeeming for travel or use as cashback with the upcoming devaluations.
- Do you have any cards you've been looking at? CSP seems to obvious choice, but I am willing to get into other point currencies that are more appealing.
- Are you OK with category spending or do you want a general spending card? A general spend card would be ideal, but I would consider a travel/hotel card that fits with my spending categories.
Is the CSP worth getting with the Hyatt devaluations looming?
byu/e_ddi338 inCreditCards
Posted by e_ddi338
3 Comments
Where do you buy your groceries?
Any preferred airlines or hotel chains?
Any card is worth it for the sign up bonus, and there’s nothing wrong with just cashing out CSP rewards. 1cpp is still 1cpp
At this point only for the travel insurance protections.