Quick question about Social Security for my dad. He moved to the States after 50 and just finished exactly 10 years of work. He has his full 40 credits now, but I’m trying to figure out what his monthly check will actually look like. Since he only has 10 years of U.S. earnings and the SSA usually averages 35 years, how much does that 'gap' of 25 years of zeros hurt the benefit amount? Any ballpark estimates? (SSA Earnings Taxed for Social Security shows around $9k-$10k yearly.) Thank you!
Dad's retiring after only 10 years of US work ($10k avg). How much will his SS check actually be?
byu/Capable-Occasion7992 inpersonalfinance
Posted by Capable-Occasion7992
5 Comments
[removed]
You can make an online social security account and find the exact amount
Probably something like $200 per month with those numbers
You’d be looking at somewhere around 200 per month. But make an account and they’ll you the exact benefit.
You can have him create an account and check. [https://www.ssa.gov/myaccount/](https://www.ssa.gov/myaccount/)
Every year he works going forward will increase his social security. It might not update immediately but he’ll get it. He might start at like 230$. If he continues making like 10k a year it should go up like 35$ per additional year worked.