Hit the million dollar mark in net worth after few years of tracking everything

Since I don't really have many people to talk about this stuff with (money talk makes things weird sometimes), figured I'd share here and do some thinking out loud. I'm 28, no kids, work in software development

Little bit of background – my family didn't have much money when I was growing up and my parents would stress about finances constantly. That really stuck with me and made me want to be different with my own money situation. I've always been someone who likes tracking data and watching progress bars fill up, probably from all the gaming I did as a kid

Been putting away around 75% of what I make each year since I started working. Got my first real job after finishing my computer science degree, then jumped to another company after couple years for better pay

Here's how everything breaks down right now:

**What I own:**

* Real estate: $615k

* Investment accounts: $485k

* Retirement fund: $195k

* Roth account: $61k

* Emergency cash: $25k

* Vehicle: $15k (yeah I know cars aren't really assets but including it since I have loan on it)

Total: $1,396k

**What I owe:**

* House loan: $351k

* Car payment: $9k (it's 0% interest so just doing minimums)

* Credit cards: $6k (pay these off monthly except one 0% promo balance)

Total debt: $366k

**Final number: $1.03M**

If I don't count the house and car, my liquid stuff is sitting at around $766k. Thinking I can probably hit $1M in just liquid assets by next year if market doesn't go crazy

Been updating my spreadsheet every few months and it's pretty cool seeing the trend line go up consistently. Working in tech definitely helps with the income side but the saving rate is what really makes difference I think